Terms & Conditions
Last update: 12 February 2026
These Terms & Conditions govern access to and use of hoyfinanza.com and the analytical platform provided by Hoyfinanza Analytics S.A.S. By using the site you accept the conditions set out below.
1. Purpose of the service
Hoyfinanza is an analytical platform that organises public information and general content into thematic panels. The goal is to make publicly available data easier to read and understand, without offering personalised recommendations or acting on behalf of the user.
2. Informational nature
All content is general and informational. It does not constitute professional, legal, accounting or any other specific advice. The platform does not guarantee specific outcomes and does not replace consultation with licensed professionals.
3. Registration and data
When you complete the form you must provide truthful information. We may suspend or terminate access if we detect abusive use, false information or non-compliance with these terms.
4. Permitted use
You may use the platform for personal, non-commercial consultation. Massive reproduction or distribution of the content is not allowed without prior written authorisation.
5. Intellectual property
Original content, trademarks, design, code and texts are the property of Hoyfinanza Analytics S.A.S. or of licensed third parties. Referenced public content is credited to its source where applicable.
6. Availability
We work to keep the platform available during regular hours, but interruptions due to maintenance or external events may occur. We do not guarantee uninterrupted availability.
7. Limitation of liability
To the maximum extent permitted by Argentine law, Hoyfinanza is not responsible for decisions taken based on published content. Remember that the material is general and educational in nature.
8. Third-party links
The site may include links to public sources or third-party resources. Their inclusion does not imply endorsement. Each third party is governed by its own conditions.
9. Changes
We may update these terms to reflect service improvements or regulatory news. The new version will be published at this URL. Subsequent use implies acceptance.
10. Applicable law and jurisdiction
These terms are governed by the laws of the Argentine Republic. Any controversy will fall under the Ordinary Courts of the Autonomous City of Buenos Aires, with waiver of any other jurisdiction.