Cookie Policy
Last update: 12 February 2026
We explain how we use cookies and similar technologies on hoyfinanza.com. Our implementation is compatible with Google Consent Mode v2 and respects your choice until you decide to change it.
1. What are cookies?
They are small files stored on your device while you browse a site. They allow us to remember preferences, measure usage and adapt the experience.
2. Categories in use
Necessary (always active): keep the site working. Functional: remember language and display settings. Analytics: help us understand usage in aggregate. Advertising: enable partners such as Google Ads to serve and measure ads.
3. Google Consent Mode v2
We apply Google Consent Mode v2 with a denied initial state. Advertising identifiers (ad_storage, ad_user_data, ad_personalization) and analytics storage remain blocked until you provide consent in the banner. We also enable ads_data_redaction and url_passthrough to strengthen privacy.
4. Google Ads and GA4
When you accept advertising and analytics, events are sent to AW-18064110603 and to GA4 to measure campaign and site performance. Without consent, only anonymous signals are sent via Consent Mode pings.
5. Managing preferences
You can accept, reject or personalise your preferences in the banner shown on the first visit and whenever you clear your local storage. You can also delete cookies from your browser settings.
6. Retention
Functional and analytics cookies are kept for up to 12 months. Advertising cookies follow the corresponding provider policies. You can withdraw your consent at any time.
7. Updates
If we change third-party services or categories, we will update this policy and request your consent again when appropriate.